The 10th Edition of India FinTech Forum: A Decade of Transformation

The 10th edition of the India FinTech Forum (IFTA) is set to take place on December 10, 2025, at the Aurika in Mumbai. This milestone event will celebrate a decade of innovation in the fintech landscape, bringing together key stakeholders from the banking and fintech sectors. The forum aims to highlight the pivotal trends driving India’s fintech transformation, including the rise of Agentic AI, embedded finance, the democratization of wealth, cyber resilience, and inclusion-led innovation for Bharat.

Key Speakers and Insights

This year’s forum will feature an impressive lineup of speakers, including Ashishkumar Chauhan, MD and CEO of the National Stock Exchange (NSE), Ashwini Kumar Tewari, MD of State Bank of India (SBI), Venkat N. Chalasani, Chief Executive of the Association of Mutual Funds in India (AMFI), and Ganesh Rengaswamy, Managing Partner at Quona Capital.

Nipa Dutta, CEO of India FinTech Forum, expressed excitement about the event, stating, “As we get ready to celebrate a decade of innovation in fintech, the key trends highlighted and the startups that are leading the disruption have shown practical innovation that serves customers, strengthening trust, and scaling with discipline.” Dutta emphasized the balance of AI-powered workflows, secure infrastructure, and inclusive models that can traverse various markets.

In conjunction with the forum, the India FinTech Forum has released its Fintech Trends 2026 report, which outlines the key findings and startups driving innovation in the sector.

Agentic AI: Transforming Financial Operations

2025 marks a significant turning point for Indian fintech as Agentic AI transitions from mere hype to practical deployment. This technology is revolutionizing operations, compliance, and customer experience across the Banking, Financial Services, and Insurance (BFSI) sectors. A new generation of companies is redefining automation through AI agents that operate intelligently and independently across various business functions.

• AutomationEdge: A universal agentic automation platform for BFSI, focused on maximizing ROI and reducing total cost of ownership.
• O2V: Empowers organizations with Agentic AI for data operations, risk intelligence, and automated compliance, enabling smarter, faster, and more secure decisions.
• OnFinance AI: Develops AI agents for compliance, risk, and audit functions within BFSI, utilizing ComplianceOS and over 70 investigative tools.
• ProFinTech: Offers a Gen-AI Finance Co-Pilot, serving as an intelligent partner for autonomous decision-making.
• Finfactor: Assists financial institutions in making confident wealth and lending decisions using trusted data and AI intelligence.
• TartanHQ: Provides unified APIs and AI agents for verification, data synchronization, and intelligent workflows.
• Timble: Delivers AI-powered workflow automation tools and API infrastructure for onboarding, underwriting, and collection management.

Embedded Finance: The Next Frontier of Distribution

Embedded finance is rapidly expanding beyond traditional payment systems into lifestyle, healthcare, and travel ecosystems. This trend is driven by platforms that seamlessly integrate financial services into everyday interactions.

• OnArrival: A full-stack travel infrastructure platform that enables banks and fintechs to embed travel services in less than 30 days.
• Riskcovry: An insurtech infrastructure platform that provides digital solutions for insurance distribution.
• SaveIN: Offers instant no-cost EMI options for healthcare and wellness across over 7,000 partners in India.
• RocketPay: Automates credit collection using e-NACH and UPI AutoPay, catering specifically to Bharat merchants.

Democratization of Wealth and Alternative Assets

India’s retail and mass affluent investors are increasingly embracing new paradigms of wealth creation, from fractional ownership to borderless investing. Several platforms are redefining wealth management through innovative solutions.

• Altcase: A private-market investment platform focused on high-growth unlisted and pre-IPO companies.
• RealX: A blockchain-enabled marketplace for fractional ownership of property and other assets.
• Rupeeflo: Enables investors to track, manage, and grow their global wealth seamlessly.
• AssetPlus: Empowers over 17,000 distributors with digital tools for efficient wealth management.
• StockGro: A stock advisory platform featuring SEBI-registered RIAs and AI tools for informed investment decisions.
• Volt: Provides instant loans against mutual funds and shares.
• Angel One: A retail full-service broking house offering comprehensive trading and investing solutions.

Risk, Compliance, and Cyber Resilience Reimagined

As digital financial activities continue to grow, fintech companies are embedding resilience and proactive compliance into their core operations. Innovators in this space are integrating advanced AI, analytics, and automation into risk management and financial safety.

• Drona Pay: Offers risk and compliance solutions that leverage rules, machine learning models, and AI agents in real time.
• Tutelar: An AI-powered unified risk and compliance platform designed to combat financial crime and ensure real-time compliance.
• Mitigata: A full-stack cyber resilience company that combines insurance, security, compliance, and defense on a single AI platform.
• Fyno: An intelligent communications hub built for BFSI enterprises to manage communication stacks and ensure compliance.

Fintech for Bharat: Empowering Inclusion and Entrepreneurship

Fintech innovation is playing a crucial role in driving inclusion and entrepreneurship at the grassroots level through accessible digital solutions.

• Eko Bharat: Empowers women entrepreneurs and micro-entrepreneurs to accelerate growth and contribute to a Viksit Bharat.
• FamApp: A payments app that offers UPI and card payment options for users aged 11 and above through the FamX wallet or directly via bank accounts.
• Navanc: An AI startup revolutionizing property-backed lending in India.
• Sahi: Provides high-performance trading tools with AI insights and customizable features.
• Verto: A cross-border payments solution offering collection, payout, and foreign exchange tools for startups and enterprises.

The 10th edition of the India FinTech Forum promises to be a landmark event, showcasing the innovations and trends that are shaping the future of finance in India.