FIBE 2025 Unites Fintech Leaders in Berlin to Explore AI, Embedded Finance, DeFi, and the Future of Finance

The fintech landscape is evolving rapidly, and FIBE 2025 is set to be a pivotal event that brings together industry leaders to explore the future of finance. Scheduled for April 9-10, 2025, in Berlin, this festival promises to be a melting pot of ideas, innovations, and collaborations. We had the opportunity to speak with Lisa Dally, Project Lead at FIBE, who shared her insights on the event’s themes, key speakers, and the future of fintech.

What is the Main Theme of FIBE 2025?

FIBE is not just another finance conference; it’s a Finance Festival that merges business with lifestyle. According to Lisa Dally, the main theme reflects the current state of the fintech industry, which is characterized by a need for inclusivity and collaboration. “We realized that the industry needed an event that encompasses the entire finance world, not just specific topics like payments or banking,” she explained. By bringing together diverse players in one vibrant setting, FIBE aims to foster deep connections and meaningful partnerships, moving beyond the typical five-minute networking interactions.

Keynote Speakers and Must-Watch Sessions

FIBE 2025 boasts an impressive lineup of keynote speakers and panel discussions. Lisa highlighted several must-watch sessions, including:

• Dan Schulman, former CEO of PayPal, will kick off the festival with a keynote on April 9, 2025, at 9:40 AM CET. Attendees can also catch him in a more intimate setting during an "Ask Me Anything" session at the FIBE Späti.

• The panel discussion titled “Europe’s Super App – Dream or Reality?” will feature international players from Egypt, the Netherlands, Greece, and Austria, diving into the potential of super apps in Europe on April 9, 2025, at 2:20 PM CET.

• The 3×3=10 podcast session will tackle the collaboration between banks, fintechs, and insurers, featuring industry experts Sarah Häger and Nicola Breyer on April 10, 2025, at 10:35 AM CET.

Lisa also emphasized the FIBE Späti as a unique space for young companies and innovative ideas that may not fit the traditional finance mold, providing a relaxed atmosphere for genuine interactions.

Trends Shaping Fintech Discussions

FIBE 2025 will address several significant trends currently shaping the fintech landscape. Geopolitical shifts are influencing regulatory environments and investment trends across the globe. Simultaneously, artificial intelligence is revolutionizing the industry, offering opportunities for increased productivity and innovation. Other key topics include Embedded Finance, Decentralized Finance (DeFi), super apps, and sustainability, all of which will be discussed in various formats throughout the festival.

Addressing Embedded Finance, AI, and DeFi

The festival will feature a range of discussions on critical topics such as Embedded Finance, AI in banking, and DeFi. With speakers from leading fintech companies like Klarna, bunq, Wise, and N26, attendees can expect in-depth conversations about how these trends are reshaping the financial landscape. Formats will include panel discussions, fireside chats, and live podcasts, ensuring a dynamic exchange of ideas.

Groundbreaking Startups and Product Launches

FIBE 2025 is also expected to showcase exciting product launches and partnerships. For instance, Vivid Money, a financial platform for SMEs, will unveil its latest offerings, while Teylor, a fintech focused on SME lending, will announce a new partnership and updates on its recent M&A activities. Additionally, venture capital firms like Motive Ventures will share insights into their latest investments, particularly in the wealth tech space.

The Role of Policymakers and Regulators

Policymakers and regulators will play a vital role in the discussions at FIBE 2025. They will address regulatory requirements and compliance challenges, shedding light on how new regulations—such as those related to the digital euro, Open Banking, and AI—are impacting the fintech landscape. Key regulatory issues, including DORA, FIDA, and the AI Act, will be discussed by speakers from regulatory authorities, ensuring that attendees are well-informed about the evolving regulatory environment.

The Future of Fintech in Germany

Lisa envisions a bright future for fintech in Germany, particularly in Berlin, which is emerging as a key hub for digital finance and sustainability. While challenges such as a shortage of late-stage capital and restrictive regulations exist, recent political developments and a growing awareness of the need for innovation are driving momentum. The future will likely see increased collaboration between fintechs and traditional banks, with a focus on Embedded Finance, AI, and ESG solutions.

Networking and Partnerships at FIBE 2025

Recognizing the importance of meaningful networking, FIBE has designed dedicated areas for attendees to connect beyond brief conversations. The FIBE Tiergarten Meet & Green will offer spaces for in-depth discussions, while curated networking sessions will facilitate connections among industry professionals. A color-coded system will help attendees identify potential partners based on their fields of expertise, ensuring purposeful networking.

The Evolution of Fintech Berlin

Looking ahead, Lisa envisions FIBE becoming the leading industry event in Europe within the next five years. She emphasizes that quality will always take precedence over quantity, aiming for a highly engaged audience that fosters deep discussions about the financial world. FIBE should be recognized as the platform where industry professionals reconnect and new ideas flourish.

Key Takeaway from FIBE 2025

The central message of FIBE 2025 is one of adaptability and innovation. As the financial landscape continues to evolve, collaboration among industry leaders, startups, and regulators will be crucial for driving sustainable growth and technological advancement. And, as Lisa aptly puts it, attendees should remember to have fun while doing business!

About Lisa Dally

Lisa Dally is the Project Lead of FIBE Berlin, bringing over a decade of experience in project management and event creation. With a passion for crafting unforgettable experiences, she thrives on bringing ideas to life and fostering meaningful connections within the fintech community.

About FIBE

FIBE is the premier finance festival in Berlin, organized by Messe Berlin, Handelsblatt, Berlin Finance Initiative, and Berlin Partner. It gathers experts from fintech, banks, startups, and investors to discuss the latest trends and innovations in finance, technology, and digitalization. Whether you’re a finance expert, fintech visionary, or tech investor, FIBE offers a unique opportunity to engage with Europe’s leading finance and tech scene on April 9-10, 2025. For more information, visit FIBE’s official website.